Frequently asked questions. Do you have a question about Saga Car Insurance? Here are some questions we are frequently asked about our car insurance. If you can't find the answer you are looking for, you can chat to our online team who will be happy to help. My car insurance cover. Am I covered to drive in the EU? Yes, both Saga Car and Saga Essential cover levels include cover for driving in.
No claims bonus You can only use your no claims bonus on one policy at a time. If you want to apply your no claims bonus to your new policy, your previous policy must either be cancelled, or the no claims bonus removed. Once you have either cancelled your policy or removed the no claims bonus, you should receive proof from your insurance provider. You can simply forward this to us, or complete.
If you get a new car, if you put it on your current policy, you will maintain your no claims bonus. If you change insurer, you will lose the seven months. Or as you said you could wait till your current policy expires and buy a new car then.
Your no claims bonus shows the number of years you have claims free driving on a policy in your own name. Your no claims bonus cannot be used on any other policy and must have been earned in the last two years on a private car policy in Ireland or the UK. Your named driving experience is the number of years you have claims free driving as a.
So if a son has been driving on his dad's policy, he will not have any no claims bonus (NCB) when he takes out car insurance for himself, that is, have a policy in his own name. There are however a few companies out there which will allow you to earn NCD while being a named driver. They probably realised they were penalising for no reason good drivers who have not claimed. What's the catch.
As the car is owned by Motability Operations Ltd you will not accrue any personal no-claims bonus. Any personal no-claims history held before joining the Scheme may no longer be accepted by insurers if you leave the Scheme. Some insurance companies may honour previous personal no claims history, but this is usually only for a period of up to 2.
Can I carry my no claims bonus over after a gap in policies? That depends how big that gap is and who your insurance provider is. Most insurance providers will say a no claims discount is invalid if you have a break in your car insurance of two years or more, where as other providers may go to three years.
Can I use my 1 year of no claims bonus for my second year of insurance? Hi all, So I'm looking into getting my second year of car insurance sorted (as my current one runs out in 2 weeks), and I've received a renewal letter from Admiral, however there was no mention of NCB despite me not making any claims for the year I've been driving.